Do you know your significant other “Money Language”
Gary Chapman wrote a famous and popular relationship book, The 5 love languages. The concept of the book is that everyone has these certain languages when feeling loved. You have to be able to understand your significant other love language so that you can communicate in that language to them or with them. The 5 love languages are the followings: Words of Affirmation, Quality Time, Gifts, Acts of Service, and Physical Touch.
In the same way, you have to understand your significant other “Money Language.” Is this person a big saver, do they thrive on a feeling of being secure and safe? Are you with someone more adventurous and risk takers? Are you with someone very generous and giving?
Generally we wound up with significant others that are the opposite of us. If you are a saver, get ready you might be spending the rest of your life with someone that loves to spend money or if you’re a spender you could end up with a saver.
So how can you use this difference between you two as a strength and not as a weakness? Most individuals when they realize their significant other is difficult they take it personal and they began to overreact. Actually it’s good because everyone needs checks and balances. If you are a spender and your significant other is a spender, your household will have no restraints and a lot of financial pressure if you don’t be careful. It’s very good to have balance because it holds you back and prevent you from actually making decisions that could financially be dangerous.
So instead of “Love Language” which of the following “Money Languages” you think you are:
1. Giver
2. Spender
3. Saver
4. Investor
I would be considered the Investor and my wife, Leslie, would be the saver. There are very little times we splurge and spend a lot on things. I was a spender before I met Leslie however she was able to bring balance and I became an advocate investor last 11 years ago.
One thing about life, when God created us, he created us all different. Being financial opposites is a blessing. Don’t push against your significant other if they don’t see eye to eye with certain things you do – understand them, don’t try to change them. Being able to communicate finances or just being open to share things with one another brings togetherness.
Every time you have a plan in place, there should be no fear because you know you have implemented things that will allow you to be able to break free, expand and grow. At the end of the day, you both need to come together and leverage your strength to be able to build a solid foundation for your family.
I thank God for giving me this passion to change the narrative of OUR financial history and I challenge you all to do the same with your own households.